A rule of thumb is that if you get in a motor vehicle accident, you should inform your auto insurance company right away by filing a car accident claim. That makes sense.
But what many people in Los Angeles and all across California don’t realize is that the process of filing a claim is not as simple as it seems. In fact, a lot depends on how you file a car accident claim and how you present it to your insurer.
Here at Compass Law Group P.C., our best car accident attorneys in Los Angeles have seen what kind of mistakes people make when it comes to informing their insurance companies about road accidents.
These mistakes, in turn, can lead to irreversible consequences such as your insurer assigning you with an unacceptable and unfair amount of fault for the car accident, and therefore, reducing the value of your claim or refusing monetary reimbursement for your injuries and damages altogether.
How to file a car accident claim?
Luckily for you, the process of filing a car accident claim has just become much easier and less confusing thanks to our car accident attorneys in Los Angeles, who has provided you with this guide to filing a claim with your insurance company.
First and foremost, examine your current auto insurance policy and what coverage it provides in your particular case. Depending on the type of insurance coverage that you carry, either your insurance company or the insurer of the at-fault driver will be held liable to pay the damages.
Before submitting your insurance claim, determine the full amount of injuries and damages suffered in the accident in question. For this, you may want to seek the legal advice of car accident lawyer.
How to get compensation for a motor vehicle accident?
In order to file a car accident claim that would get you compensation, you will have to provide all details about the road accident, including exact location, date and time, photos and videos (if any) from the scene, a police report, medical reports, names, phone numbers and addresses of all parties involved and their insurance information.
If there is an ongoing dispute between you and the other driver involved in the accident, you will most likely be required to give a recorded statement to the other driver’s insurer.
Unfortunately, this is the step when many Los Angeles residents make major and terrible mistakes, as the at-fault driver’s insurance company will most likely attempt to play tricks on you and possibly even shift the blame for the accident onto you.
Insurance companies hire people who know quite a few psychological tricks that can be used against victims of car accidents when they are traumatized, stressed-out and can be easily influenced.
DO NOT file a car accident claim ALONE
You may want to seek legal help of an experienced car accident lawyer before contacting your insurance company to file a claim. This is critical because you need to have an unbiased and fair assessment of the injuries and damages sustained in the car accident.
In the vast majority of cases, insurance companies in Los Angeles employ a variety of unfair insurance claim practices to reduce the real value of car accident claims and even deny coverage altogether.
Don’t let your insurer find loopholes to avoid liability and leave you traumatized, stressed-out and with no means to pay for your injuries and damages. Hire a Los Angeles car accident attorney to get maximum compensation today.
